{"id":4075,"date":"2026-02-09T13:48:38","date_gmt":"2026-02-09T13:48:38","guid":{"rendered":"https:\/\/rivaprime.eu\/en\/?p=4075"},"modified":"2026-02-09T13:49:10","modified_gmt":"2026-02-09T13:49:10","slug":"pruvodce-financovanim-nemovitosti-v-portugalsku","status":"publish","type":"post","link":"https:\/\/rivaprime.eu\/cz\/pruvodce-financovanim-nemovitosti-v-portugalsku\/","title":{"rendered":"Jednoduch\u00fd pr\u016fvodce financov\u00e1n\u00edm nemovitost\u00ed v Portugalsku krok za krokem"},"content":{"rendered":"<p>\u0158e\u0161en\u00ed financ\u00ed na pron\u00e1jem nemovitosti v Portugalsku m\u016f\u017ee p\u0159ipom\u00ednat skl\u00e1d\u00e1n\u00ed puzzle s chyb\u011bj\u00edc\u00edmi d\u00edlky. Pro mnoho evropsk\u00fdch investor\u016f, kte\u0159\u00ed se poohl\u00ed\u017eej\u00ed po Algarve, je portugalsk\u00e1 hospod\u00e1\u0159sk\u00e1 stabilita a <strong>p\u0159\u00edzniv\u00e9 prost\u0159ed\u00ed pro investice do nemovitost\u00ed<\/strong> p\u0159ipravit l\u00e1kavou p\u016fdu, ale nen\u00ed v\u017edy jasn\u00e9, kde za\u010d\u00edt. Tento pr\u016fvodce v\u00e1s provede finan\u010dn\u00edm hodnocen\u00edm, kl\u00ed\u010dov\u00fdmi pr\u00e1vn\u00edmi po\u017eadavky a nejlep\u0161\u00edmi kroky pro vytvo\u0159en\u00ed siln\u00e9ho investi\u010dn\u00edho profilu, d\u00edky \u010demu\u017e bude v\u00e1\u0161 vstup na trh s nemovitostmi v Algarve mnohem snadn\u011bj\u0161\u00ed.<\/p>\n<h2 id=\"table-of-contents\">Obsah<\/h2>\n<ul>\n<li><a href=\"#step-1-assess-financial-requirements-for-portugal-property\">Krok 1: Posouzen\u00ed finan\u010dn\u00edch po\u017eadavk\u016f na nemovitost v Portugalsku<\/a><\/li>\n<li><a href=\"#step-2-collect-and-prepare-necessary-legal-documents\">Krok 2: Shrom\u00e1\u017ed\u011bn\u00ed a p\u0159\u00edprava pot\u0159ebn\u00fdch pr\u00e1vn\u00edch dokument\u016f<\/a><\/li>\n<li><a href=\"#step-3-choose-and-approach-local-financing-providers\">Krok 3: V\u00fdb\u011br a osloven\u00ed m\u00edstn\u00edch poskytovatel\u016f financov\u00e1n\u00ed<\/a><\/li>\n<li><a href=\"#step-4-apply-for-property-loans-in-portugal\">Krok 4: Po\u017e\u00e1dejte o p\u016fj\u010dku na nemovitost v Portugalsku<\/a><\/li>\n<li><a href=\"#step-5-verify-approval-and-finalize-your-property-purchase\">Krok 5: Ov\u011b\u0159en\u00ed schv\u00e1len\u00ed a dokon\u010den\u00ed n\u00e1kupu nemovitosti<\/a><\/li>\n<\/ul>\n<h2 id=\"quick-summary\">Rychl\u00e9 shrnut\u00ed<\/h2>\n<table>\n<thead>\n<tr>\n<th>Kl\u00ed\u010dov\u00fd bod<\/th>\n<th>Vysv\u011btlen\u00ed<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>1. Pe\u010dliv\u011b zhodno\u0165te svou finan\u010dn\u00ed situaci<\/strong><\/td>\n<td>Zjist\u011bte, jak\u00fd je v\u00e1\u0161 dostupn\u00fd kapit\u00e1l, m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem a pom\u011br dluhu k p\u0159\u00edjmu, abyste mohli ur\u010dit svou investi\u010dn\u00ed schopnost v Portugalsku.<\/td>\n<\/tr>\n<tr>\n<td><strong>2. Shrom\u00e1\u017ed\u011bte po\u017eadovan\u00e9 pr\u00e1vn\u00ed dokumenty<\/strong><\/td>\n<td>Shrom\u00e1\u017ed\u011bte z\u00e1kladn\u00ed dokumenty, jako jsou doklady toto\u017enosti, potvrzen\u00ed o p\u0159\u00edjmu a finan\u010dn\u00ed v\u00fdkazy pot\u0159ebn\u00e9 pro financov\u00e1n\u00ed nemovitosti v Portugalsku.<\/td>\n<\/tr>\n<tr>\n<td><strong>3. Prozkoumejte m\u00edstn\u00ed mo\u017enosti financov\u00e1n\u00ed<\/strong><\/td>\n<td>Zjist\u011bte si, kter\u00e9 banky a v\u011b\u0159itel\u00e9 se specializuj\u00ed na financov\u00e1n\u00ed zahrani\u010dn\u00edch kupc\u016f nemovitost\u00ed, a porovnejte podm\u00ednky a po\u017eadavky.<\/td>\n<\/tr>\n<tr>\n<td><strong>4. Vypracov\u00e1n\u00ed komplexn\u00ed \u017e\u00e1dosti o \u00fav\u011br<\/strong><\/td>\n<td>P\u0159ilo\u017ete podrobnou finan\u010dn\u00ed dokumentaci, ocen\u011bn\u00ed nemovitosti a investi\u010dn\u00ed strategie, abyste zv\u00fd\u0161ili sv\u00e9 \u0161ance na schv\u00e1len\u00ed.<\/td>\n<\/tr>\n<tr>\n<td><strong>5. Ov\u011b\u0159en\u00ed schv\u00e1len\u00ed \u00fav\u011bru a dokon\u010den\u00ed n\u00e1kupu<\/strong><\/td>\n<td>P\u0159ed podpisem smluv a zaji\u0161t\u011bn\u00edm investi\u010dn\u00ed nemovitosti v Portugalsku se ujist\u011bte, \u017ee je ve\u0161ker\u00e1 dokumentace p\u0159esn\u00e1.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"step-1-assess-financial-requirements-for-portugal-property\">Krok 1: Zhodnocen\u00ed finan\u010dn\u00edch po\u017eadavk\u016f na nemovitost Portugal<\/h2>\n<p>Posouzen\u00ed va\u0161ich finan\u010dn\u00edch po\u017eadavk\u016f je prvn\u00edm z\u00e1sadn\u00edm krokem k zaji\u0161t\u011bn\u00ed financov\u00e1n\u00ed nemovitosti v Portugalsku. Tento proces zahrnuje pochopen\u00ed va\u0161\u00ed osobn\u00ed finan\u010dn\u00ed situace a ur\u010den\u00ed, kolik m\u016f\u017eete re\u00e1ln\u011b investovat do portugalsk\u00fdch nemovitost\u00ed.<\/p>\n<p>Na za\u010d\u00e1tku je t\u0159eba prov\u00e9st komplexn\u00ed revizi va\u0161\u00ed sou\u010dasn\u00e9 finan\u010dn\u00ed situace. To znamen\u00e1, \u017ee prov\u011b\u0159\u00edte sv\u00e9 <strong>celkov\u00fd dostupn\u00fd kapit\u00e1l<\/strong>, v\u010detn\u011b \u00faspor, potenci\u00e1ln\u00edch investi\u010dn\u00edch prost\u0159edk\u016f a p\u0159edpokl\u00e1dan\u00fdch p\u0159\u00edjm\u016f. Portugalsko <a href=\"https:\/\/www.imf.org\/-\/media\/Files\/Publications\/CR\/2024\/English\/1prtea2024001-print-pdf.ashx\" rel=\"nofollow\">ekonomick\u00e1 stabilita podporuje investice do nemovitost\u00ed<\/a>, co\u017e poskytuje p\u0159\u00edzniv\u00e9 prost\u0159ed\u00ed pro mezin\u00e1rodn\u00ed kupuj\u00edc\u00ed.<\/p>\n<p>Kl\u00ed\u010dov\u00e9 kroky finan\u010dn\u00edho hodnocen\u00ed zahrnuj\u00ed:<\/p>\n<ul>\n<li>Vypo\u010d\u00edtejte si celkov\u00fd objem dostupn\u00fdch investi\u010dn\u00edch prost\u0159edk\u016f<\/li>\n<li>Ur\u010dete sv\u016fj m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem a pom\u011br dluhu k p\u0159\u00edjmu.<\/li>\n<li>Zkontrolujte svou \u00fav\u011brovou historii a \u00fav\u011brov\u00e9 sk\u00f3re<\/li>\n<li>Pochopen\u00ed portugalsk\u00fdch hypote\u010dn\u00edch po\u017eadavk\u016f pro nerezidenty<\/li>\n<li>Vyhodnocen\u00ed dal\u0161\u00edch n\u00e1klad\u016f, jako jsou dan\u011b z nemovitosti, pr\u00e1vn\u00ed poplatky a n\u00e1klady na transakci.<\/li>\n<\/ul>\n<p>P\u0159i hodnocen\u00ed sv\u00e9 finan\u010dn\u00ed p\u0159ipravenosti zva\u017ete tyto z\u00e1sadn\u00ed faktory:<\/p>\n<ol>\n<li>Po\u017eadavky na minim\u00e1ln\u00ed z\u00e1lohu (obvykle 20-30% pro nerezidenty)<\/li>\n<li>Doklad o stabiln\u00edm p\u0159\u00edjmu<\/li>\n<li>Bankovn\u00ed v\u00fdpisy prokazuj\u00edc\u00ed finan\u010dn\u00ed zp\u016fsobilost<\/li>\n<li>Dokumentace st\u00e1vaj\u00edc\u00edch aktiv a investic<\/li>\n<\/ol>\n<blockquote><p>Va\u0161\u00edm c\u00edlem je p\u0159edlo\u017eit solidn\u00ed finan\u010dn\u00ed profil, kter\u00fd prok\u00e1\u017ee va\u0161i schopnost koupit a udr\u017eovat nemovitost v Portugalsku.<\/p><\/blockquote>\n<p>Finan\u010dn\u00ed instituce budou va\u0161i \u017e\u00e1dost pe\u010dliv\u011b zkoumat, proto je p\u0159\u00edprava kl\u00ed\u010dov\u00e1. Pr\u016fm\u011brn\u00e1 hrub\u00e1 m\u011bs\u00ed\u010dn\u00ed mzda v Portugalsku ve v\u00fd\u0161i p\u0159ibli\u017en\u011b 1 882 EUR je m\u011b\u0159\u00edtkem pro pochopen\u00ed m\u00edstn\u00edch ekonomick\u00fdch podm\u00ednek a mo\u017en\u00fdch sc\u00e9n\u00e1\u0159\u016f financov\u00e1n\u00ed.<\/p>\n<p>Zde je shrnut\u00ed typick\u00fdch po\u017eadavk\u016f na kupuj\u00edc\u00ed nemovitost\u00ed, kte\u0159\u00ed nejsou rezidenty v Portugalsku:<\/p>\n<table>\n<thead>\n<tr>\n<th>Po\u017eadavek<\/th>\n<th>Typick\u00e1 hodnota nebo o\u010dek\u00e1v\u00e1n\u00ed<\/th>\n<th>V\u00fdznam<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Minim\u00e1ln\u00ed z\u00e1loha<\/td>\n<td>20-30% z kupn\u00ed ceny<\/td>\n<td>Stanovuje z\u00e1vazek<\/td>\n<\/tr>\n<tr>\n<td>Doklad o p\u0159\u00edjmu<\/td>\n<td>Posledn\u00ed v\u00fdplatn\u00ed p\u00e1sky nebo da\u0148ov\u00e1 p\u0159izn\u00e1n\u00ed<\/td>\n<td>Vykazuje stabilitu<\/td>\n<\/tr>\n<tr>\n<td>Portugalsk\u00fd bankovn\u00ed \u00fa\u010det<\/td>\n<td>Otev\u0159\u00edt p\u0159ed n\u00e1kupem<\/td>\n<td>Umo\u017e\u0148uje transakce<\/td>\n<\/tr>\n<tr>\n<td>Da\u0148ov\u00e9 identifika\u010dn\u00ed \u010d\u00edslo<\/td>\n<td>Po\u017eadovan\u00fd NIF<\/td>\n<td>Nezbytn\u00e9 pro pr\u00e1vn\u00ed \u00fa\u010dely<\/td>\n<\/tr>\n<tr>\n<td>\u00dav\u011brov\u00e1 historie<\/td>\n<td>Pot\u0159ebn\u00e1 mezin\u00e1rodn\u00ed zpr\u00e1va<\/td>\n<td>Posuzuje rizikov\u00fd profil<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em><strong>Profesion\u00e1ln\u00ed tip:<\/strong><\/em> <em>Obra\u0165te se na portugalsk\u00e9ho finan\u010dn\u00edho poradce, kter\u00fd se specializuje na mezin\u00e1rodn\u00ed investice do nemovitost\u00ed, a z\u00edskejte individu\u00e1ln\u00ed poradenstv\u00ed p\u0159izp\u016fsoben\u00e9 va\u0161\u00ed konkr\u00e9tn\u00ed finan\u010dn\u00ed situaci.<\/em><\/p>\n<h2 id=\"step-2-collect-and-prepare-necessary-legal-documents\">Krok 2: Shrom\u00e1\u017ed\u011bn\u00ed a p\u0159\u00edprava pot\u0159ebn\u00fdch pr\u00e1vn\u00edch dokument\u016f<\/h2>\n<p>Shrom\u00e1\u017ed\u011bn\u00ed a p\u0159\u00edprava pr\u00e1vn\u00edch dokument\u016f je d\u016fle\u017eit\u00fdm krokem na cest\u011b k financov\u00e1n\u00ed nemovitosti v Portugalsku. Tento proces v\u00e1m zajist\u00ed, \u017ee budete m\u00edt k dispozici v\u0161echny nezbytn\u00e9 dokumenty, kter\u00e9 prok\u00e1\u017e\u00ed va\u0161i finan\u010dn\u00ed d\u016fv\u011bryhodnost a usnadn\u00ed bezprobl\u00e9mov\u00e9 nabyt\u00ed nemovitosti.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/csuxjmfbwmkxiegfpljm.supabase.co\/storage\/v1\/object\/public\/blog-images\/organization-13875\/1770093525567_image.png\" alt=\"\u017dena p\u0159ipravuj\u00edc\u00ed dokumenty o vlastnictv\u00ed Portugalska\" \/><\/p>\n<p>P\u0159\u00edprava dokumentu bude zahrnovat shrom\u00e1\u017ed\u011bn\u00ed komplexn\u00edho souboru <strong>pr\u00e1vn\u00ed a finan\u010dn\u00ed z\u00e1znamy<\/strong>. <a href=\"https:\/\/unece.org\/sites\/default\/files\/2024-04\/01GBambagioni_Green-Financing_20240319.pdf\" rel=\"nofollow\">Z\u00e1sady udr\u017eiteln\u00e9ho financov\u00e1n\u00ed nemovitost\u00ed<\/a> zd\u016fraz\u0148uj\u00ed d\u016fle\u017eitost d\u016fkladn\u00e9 dokumentace, kter\u00e1 podpo\u0159\u00ed va\u0161i investici do nemovitosti.<\/p>\n<p>Mezi hlavn\u00ed dokumenty, kter\u00e9 budete pot\u0159ebovat, pat\u0159\u00ed:<\/p>\n<ul>\n<li>Platn\u00fd cestovn\u00ed pas a doklady toto\u017enosti<\/li>\n<li>Doklady o p\u0159\u00edjmech (da\u0148ov\u00e1 p\u0159izn\u00e1n\u00ed, pracovn\u00ed smlouvy).<\/li>\n<li>Bankovn\u00ed v\u00fdpisy za posledn\u00edch 6-12 m\u011bs\u00edc\u016f<\/li>\n<li>Zpr\u00e1va o \u00fav\u011brov\u00e9 historii<\/li>\n<li>Doklad o existuj\u00edc\u00edch aktivech a investic\u00edch<\/li>\n<\/ul>\n<p>Zvl\u00e1\u0161tn\u00ed po\u017eadavky na pr\u00e1vn\u00ed dokumentaci pro kupuj\u00edc\u00ed nemovitost\u00ed v Portugalsku, kte\u0159\u00ed nejsou rezidenty, zahrnuj\u00ed:<\/p>\n<ol>\n<li>Z\u00edsk\u00e1n\u00ed portugalsk\u00e9ho da\u0148ov\u00e9ho identifika\u010dn\u00edho \u010d\u00edsla (NIF)<\/li>\n<li>Zaji\u0161t\u011bn\u00ed portugalsk\u00e9ho bankovn\u00edho \u00fa\u010dtu<\/li>\n<li>Sestaven\u00ed komplexn\u00edho finan\u010dn\u00edho v\u00fdkazu<\/li>\n<li>Shroma\u017e\u010fov\u00e1n\u00ed specifick\u00e9 dokumentace k nemovitosti<\/li>\n<\/ol>\n<blockquote><p>Mezin\u00e1rodn\u00ed investo\u0159i do nemovitost\u00ed mus\u00ed prok\u00e1zat finan\u010dn\u00ed transparentnost a dodr\u017eov\u00e1n\u00ed m\u00edstn\u00edch p\u0159edpis\u016f.<\/p><\/blockquote>\n<p>Ka\u017ed\u00fd dokument m\u00e1 z\u00e1sadn\u00ed v\u00fdznam pro ov\u011b\u0159en\u00ed va\u0161\u00ed finan\u010dn\u00ed situace a investi\u010dn\u00edho potenci\u00e1lu. Finan\u010dn\u00ed instituce a pr\u00e1vn\u00ed org\u00e1ny tyto materi\u00e1ly pe\u010dliv\u011b prov\u011b\u0159\u00ed, aby posoudily va\u0161i zp\u016fsobilost pro financov\u00e1n\u00ed nemovitosti.<\/p>\n<p><em><strong>Profesion\u00e1ln\u00ed tip:<\/strong><\/em> <em>Zva\u017ete spolupr\u00e1ci s m\u00edstn\u00edm portugalsk\u00fdm pr\u00e1vn\u00edm expertem, kter\u00fd v\u00e1m pom\u016f\u017ee s p\u0159\u00edpravou dokument\u016f a zajist\u00ed, aby v\u0161echny dokumenty spl\u0148ovaly specifick\u00e9 region\u00e1ln\u00ed po\u017eadavky.<\/em><\/p>\n<h2 id=\"step-3-choose-and-approach-local-financing-providers\">Krok 3: V\u00fdb\u011br a osloven\u00ed m\u00edstn\u00edch poskytovatel\u016f financov\u00e1n\u00ed<\/h2>\n<p>V\u00fdb\u011br a osloven\u00ed m\u00edstn\u00edch poskytovatel\u016f financov\u00e1n\u00ed je strategick\u00fd proces, kter\u00fd vy\u017eaduje pe\u010dliv\u00fd pr\u016fzkum a p\u0159\u00edpravu. Va\u0161\u00edm c\u00edlem je naj\u00edt nejvhodn\u011bj\u0161\u00ed finan\u010dn\u00ed instituce, kter\u00e9 se specializuj\u00ed na podporu mezin\u00e1rodn\u00edch investor\u016f do nemovitost\u00ed v Portugalsku.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/csuxjmfbwmkxiegfpljm.supabase.co\/storage\/v1\/object\/public\/blog-images\/organization-13875\/1770093555524_infographic-portugal-property-financing-steps_Aegyg-THxg8XWnxQ6bU1N.png\" alt=\"Infografika: Kroky financov\u00e1n\u00ed nemovitost\u00ed v Portugalsku\" \/><\/p>\n<p>Pochopen\u00ed prost\u0159ed\u00ed <a href=\"https:\/\/ppp.worldbank.org\/infrastructure-finance\" rel=\"nofollow\">m\u00edstn\u00ed mechanismy financov\u00e1n\u00ed<\/a> v\u00e1m pom\u016f\u017ee zorientovat se ve slo\u017eit\u00e9m sv\u011bt\u011b financov\u00e1n\u00ed investic do nemovitost\u00ed. Portugalsko nab\u00edz\u00ed r\u016fzn\u00e9 mo\u017enosti financov\u00e1n\u00ed prost\u0159ednictv\u00edm komer\u010dn\u00edch bank, vl\u00e1dn\u00edch agentur a soukrom\u00fdch finan\u010dn\u00edch instituc\u00ed.<\/p>\n<p>Mezi kl\u00ed\u010dov\u00e9 kroky p\u0159i v\u00fdb\u011bru poskytovatele financov\u00e1n\u00ed pat\u0159\u00ed:<\/p>\n<ul>\n<li>V\u00fdzkum portugalsk\u00fdch bank s mezin\u00e1rodn\u00edmi investi\u010dn\u00edmi portfolii<\/li>\n<li>Porovn\u00e1n\u00ed \u00farokov\u00fdch sazeb a podm\u00ednek hypot\u00e9k<\/li>\n<li>Zhodno\u0165te specializovan\u00e1 odd\u011blen\u00ed pro poskytov\u00e1n\u00ed \u00fav\u011br\u016f expat\u016fm<\/li>\n<li>Porozum\u011bn\u00ed po\u017eadavk\u016fm na financov\u00e1n\u00ed nerezident\u016f<\/li>\n<li>Zkontrolujte o\u010dek\u00e1vanou minim\u00e1ln\u00ed z\u00e1lohu<\/li>\n<\/ul>\n<p>P\u0159i oslovov\u00e1n\u00ed potenci\u00e1ln\u00edch poskytovatel\u016f financov\u00e1n\u00ed se p\u0159ipravte na to, \u017ee budete schopni prok\u00e1zat:<\/p>\n<ol>\n<li>Pevn\u00e1 finan\u010dn\u00ed dokumentace<\/li>\n<li>Stabiln\u00ed zdroje p\u0159\u00edjm\u016f<\/li>\n<li>Dobr\u00e1 mezin\u00e1rodn\u00ed \u00fav\u011brov\u00e1 historie<\/li>\n<li>Jasn\u00e1 investi\u010dn\u00ed strategie<\/li>\n<\/ol>\n<blockquote><p>Investo\u0159i, kte\u0159\u00ed nejsou rezidenty, mus\u00ed p\u0159edlo\u017eit p\u0159esv\u011bd\u010div\u00e9 finan\u010dn\u00ed profily, aby si zajistili p\u0159\u00edzniv\u00e9 podm\u00ednky financov\u00e1n\u00ed.<\/p><\/blockquote>\n<p>Mezi typick\u00e9 portugalsk\u00e9 poskytovatele financov\u00e1n\u00ed pat\u0159\u00ed velk\u00e9 banky jako Millennium BCP, Santander a Caixa Geral de Dep\u00f3sitos. Ka\u017ed\u00e1 instituce m\u00e1 pro mezin\u00e1rodn\u00ed investory do nemovitost\u00ed jedine\u010dn\u00e9 po\u017eadavky, proto je nezbytn\u00e9 prov\u00e9st d\u016fkladn\u00fd srovn\u00e1vac\u00ed pr\u016fzkum.<\/p>\n<p>Tato tabulka porovn\u00e1v\u00e1 hlavn\u00ed portugalsk\u00e9 banky pro mezin\u00e1rodn\u00ed investory do nemovitost\u00ed:<\/p>\n<table>\n<thead>\n<tr>\n<th>N\u00e1zev banky<\/th>\n<th>Kl\u00ed\u010dov\u00e1 funkce<\/th>\n<th>Typick\u00e1 doba splatnosti hypot\u00e9ky<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Millennium BCP<\/td>\n<td>Produkty zam\u011b\u0159en\u00e9 na emigranty<\/td>\n<td>A\u017e 30 let<\/td>\n<\/tr>\n<tr>\n<td>Santander<\/td>\n<td>Anglicky mluv\u00edc\u00ed poradci<\/td>\n<td>Konkuren\u010dn\u00ed variabiln\u00ed sazby<\/td>\n<\/tr>\n<tr>\n<td>Caixa Geral de Dep\u00f3sitos<\/td>\n<td>Nej\u0161ir\u0161\u00ed s\u00ed\u0165 ATM<\/td>\n<td>Stabiln\u00ed pevn\u00e9 sazby<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em><strong>Profesion\u00e1ln\u00ed tip:<\/strong><\/em> <em>Napl\u00e1nujte si \u00favodn\u00ed konzultace s v\u00edce z\u00e1stupci bank, abyste pochopili jejich specifick\u00e1 krit\u00e9ria pro poskytov\u00e1n\u00ed \u00fav\u011br\u016f nerezident\u016fm a vyjednali co nejv\u00fdhodn\u011bj\u0161\u00ed podm\u00ednky.<\/em><\/p>\n<h2 id=\"step-4-apply-for-property-loans-in-portugal\">Krok 4: Po\u017e\u00e1dejte o \u00fav\u011br na nemovitost v Portugalsku<\/h2>\n<p>\u017d\u00e1dost o \u00fav\u011br na nemovitost v Portugalsku vy\u017eaduje strategick\u00fd p\u0159\u00edstup a pe\u010dlivou p\u0159\u00edpravu. Va\u0161\u00edm c\u00edlem je efektivn\u011b se zorientovat v prost\u0159ed\u00ed financov\u00e1n\u00ed a zajistit pro svou investici co nejv\u00fdhodn\u011bj\u0161\u00ed podm\u00ednky.<\/p>\n<p>Porozum\u011bn\u00ed <a href=\"https:\/\/www.ifc.org\/en\/what-we-do\/products-and-services\/how-to-apply-for-financing\" rel=\"nofollow\">komplexn\u00ed proces \u017e\u00e1dosti o financov\u00e1n\u00ed<\/a> je pro mezin\u00e1rodn\u00ed investory do nemovitost\u00ed z\u00e1sadn\u00ed. Portugalsk\u00e9 finan\u010dn\u00ed instituce maj\u00ed specifick\u00e9 po\u017eadavky, kter\u00e9 se li\u0161\u00ed od standardn\u00edch postup\u016f p\u0159i poskytov\u00e1n\u00ed \u00fav\u011br\u016f na bydlen\u00ed.<\/p>\n<p>Mezi hlavn\u00ed dokumenty, kter\u00e9 je t\u0159eba p\u0159ipravit, pat\u0159\u00ed:<\/p>\n<ul>\n<li>Podrobn\u00fd investi\u010dn\u00ed n\u00e1vrh<\/li>\n<li>Komplexn\u00ed obchodn\u00ed pl\u00e1n<\/li>\n<li>Doklad o p\u0159\u00edjmu a finan\u010dn\u00ed stabilit\u011b<\/li>\n<li>Dokumentace k mezin\u00e1rodn\u00ed \u00fav\u011brov\u00e9 historii<\/li>\n<li>Zpr\u00e1va o ocen\u011bn\u00ed nemovitosti<\/li>\n<li>Doklady toto\u017enosti a doklady o pobytu<\/li>\n<\/ul>\n<p>Proces \u017e\u00e1dosti o \u00fav\u011br obvykle zahrnuje:<\/p>\n<ol>\n<li>\u00davodn\u00ed konzultace se z\u00e1stupci banky<\/li>\n<li>P\u0159edlo\u017een\u00ed komplexn\u00ed finan\u010dn\u00ed dokumentace<\/li>\n<li>Oce\u0148ov\u00e1n\u00ed majetku a posuzov\u00e1n\u00ed rizik<\/li>\n<li>Vyjedn\u00e1v\u00e1n\u00ed podm\u00ednek p\u016fj\u010dky<\/li>\n<li>Kone\u010dn\u00e9 schv\u00e1len\u00ed a vyplacen\u00ed p\u016fj\u010dky<\/li>\n<\/ol>\n<blockquote><p>Investo\u0159i do nemovitost\u00ed, kte\u0159\u00ed nejsou rezidenty, mus\u00ed prok\u00e1zat mimo\u0159\u00e1dnou finan\u010dn\u00ed d\u016fv\u011bryhodnost a investi\u010dn\u00ed potenci\u00e1l.<\/p><\/blockquote>\n<p>Portugalsk\u00e9 banky \u010dasto vy\u017eaduj\u00ed od zahrani\u010dn\u00edch \u017eadatel\u016f dal\u0161\u00ed dokumentaci, v\u010detn\u011b da\u0148ov\u00e9ho identifika\u010dn\u00edho \u010d\u00edsla, dokladu o finan\u010dn\u00edch prost\u0159edc\u00edch a podrobn\u00e9 investi\u010dn\u00ed strategie. O\u010dek\u00e1vejte d\u016fkladn\u00fd p\u0159ezkumn\u00fd proces, kter\u00fd zhodnot\u00ed va\u0161i finan\u010dn\u00ed stabilitu a investi\u010dn\u00ed potenci\u00e1l nemovitosti.<\/p>\n<p><em><strong>Profesion\u00e1ln\u00ed tip:<\/strong><\/em> <em>Najm\u011bte si m\u00edstn\u00edho portugalsk\u00e9ho finan\u010dn\u00edho poradce, kter\u00fd se specializuje na financov\u00e1n\u00ed nemovitost\u00ed nerezident\u016f, aby v\u00e1m pomohl zorientovat se ve slo\u017eit\u00fdch po\u017eadavc\u00edch \u017e\u00e1dosti a zv\u00fd\u0161il va\u0161e \u0161ance na schv\u00e1len\u00ed.<\/em><\/p>\n<h2 id=\"step-5-verify-approval-and-finalize-your-property-purchase\">Krok 5: Ov\u011b\u0159en\u00ed schv\u00e1len\u00ed a dokon\u010den\u00ed n\u00e1kupu nemovitosti<\/h2>\n<p>Ov\u011b\u0159en\u00ed schv\u00e1len\u00ed \u00fav\u011bru a dokon\u010den\u00ed n\u00e1kupu nemovitosti p\u0159edstavuje vyvrcholen\u00ed va\u0161\u00ed investi\u010dn\u00ed cesty v Portugalsku. Tato kritick\u00e1 f\u00e1ze prom\u011bn\u00ed va\u0161i pe\u010dliv\u011b napl\u00e1novanou strategii ve skute\u010dn\u00e9 vlastnictv\u00ed nemovitosti.<\/p>\n<p>Porozum\u011bn\u00ed <a href=\"https:\/\/en.wikipedia.org\/wiki\/Portugal_Golden_Visa\" rel=\"nofollow\">Proces schvalov\u00e1n\u00ed zlat\u00e9ho v\u00edza pro Portugalsko<\/a> je pro mezin\u00e1rodn\u00ed investory, kte\u0159\u00ed se cht\u011bj\u00ed vypo\u0159\u00e1dat se slo\u017eit\u00fdmi po\u017eadavky na pobyt a investice, z\u00e1sadn\u00ed. \u00dasp\u011b\u0161n\u00e9 ov\u011b\u0159en\u00ed vy\u017eaduje pe\u010dlivou dokumentaci a dodr\u017eov\u00e1n\u00ed regula\u010dn\u00edch norem.<\/p>\n<p>Mezi kl\u00ed\u010dov\u00e9 kroky ov\u011b\u0159en\u00ed pat\u0159\u00ed:<\/p>\n<ul>\n<li>Potvrzen\u00ed \u00fadaj\u016f o schv\u00e1len\u00ed p\u016fj\u010dky<\/li>\n<li>Kontrola kone\u010dn\u00fdch podm\u00ednek hypote\u010dn\u00ed smlouvy<\/li>\n<li>Kontrola dokumentace o vlastnictv\u00ed nemovitosti<\/li>\n<li>Ov\u011b\u0159ov\u00e1n\u00ed po\u017eadavk\u016f na da\u0148ovou registraci<\/li>\n<li>Zaji\u0161t\u011bn\u00ed poji\u0161t\u011bn\u00ed majetku<\/li>\n<li>Dokon\u010den\u00ed da\u0148ov\u00e9 registrace<\/li>\n<\/ul>\n<p>Proces finalizace obvykle vy\u017eaduje:<\/p>\n<ol>\n<li>Podrobn\u00e1 kontrola dokument\u016f s pr\u00e1vn\u00edm z\u00e1stupcem<\/li>\n<li>Platba p\u0159\u00edslu\u0161n\u00fdch dan\u00ed z p\u0159evodu<\/li>\n<li>Podpis smlouvy o vlastnictv\u00ed (Escritura)<\/li>\n<li>Registrace nemovitosti v m\u00edstn\u00edm katastru nemovitost\u00ed<\/li>\n<li>P\u0159evody finan\u010dn\u00edch prost\u0159edk\u016f prost\u0159ednictv\u00edm autorizovan\u00fdch bankovn\u00edch kan\u00e1l\u016f<\/li>\n<\/ol>\n<blockquote><p>Mezin\u00e1rodn\u00ed investo\u0159i do nemovitost\u00ed mus\u00ed zajistit naprostou p\u0159esnost v z\u00e1v\u011bre\u010dn\u00fdch f\u00e1z\u00edch ov\u011b\u0159ov\u00e1n\u00ed.<\/p><\/blockquote>\n<p>P\u0159ipravte se na p\u0159\u00edpadn\u00e9 dal\u0161\u00ed po\u017eadavky portugalsk\u00fdch org\u00e1n\u016f na dokumentaci, kter\u00e9 mohou zahrnovat dopl\u0148uj\u00edc\u00ed finan\u010dn\u00ed v\u00fdkazy, vysv\u011btlen\u00ed investi\u010dn\u00edho \u00fa\u010delu a komplexn\u00ed zpr\u00e1vy o ocen\u011bn\u00ed majetku.<\/p>\n<p><em><strong>Profesion\u00e1ln\u00ed tip:<\/strong><\/em> <em>Udr\u017eujte si komplexn\u00ed digit\u00e1ln\u00ed a fyzickou slo\u017eku v\u0161ech transak\u010dn\u00edch dokument\u016f a zva\u017ete najmut\u00ed m\u00edstn\u00edho portugalsk\u00e9ho pr\u00e1vn\u00edka, kter\u00fd v\u00e1s provede f\u00e1zemi z\u00e1v\u011bre\u010dn\u00e9ho ov\u011b\u0159en\u00ed a dokon\u010den\u00ed koup\u011b.<\/em><\/p>\n<h2 id=\"simplify-your-portugal-property-financing-journey-with-expert-support\">Zjednodu\u0161te si cestu k financov\u00e1n\u00ed nemovitost\u00ed v Portugalsku s odbornou podporou<\/h2>\n<p>Orientace ve slo\u017eit\u00e9 problematice financov\u00e1n\u00ed nemovitost\u00ed v Portugalsku m\u016f\u017ee b\u00fdt zdrcuj\u00edc\u00ed. Ka\u017ed\u00fd krok vy\u017eaduje odborn\u00e9 znalosti a znalost m\u00edstn\u00edho trhu - od posouzen\u00ed finan\u010dn\u00ed p\u0159ipravenosti a shrom\u00e1\u017ed\u011bn\u00ed nezbytn\u00fdch pr\u00e1vn\u00edch dokument\u016f a\u017e po v\u00fdb\u011br spr\u00e1vn\u00fdch m\u00edstn\u00edch poskytovatel\u016f financov\u00e1n\u00ed a fin\u00e1ln\u00ed schv\u00e1len\u00ed \u00fav\u011bru. Pokud se chcete vyhnout n\u00e1kladn\u00fdm pr\u016ftah\u016fm a zajistit, aby byl ka\u017ed\u00fd finan\u010dn\u00ed a pr\u00e1vn\u00ed detail vy\u0159e\u0161en s preciznost\u00ed, nab\u00edz\u00ed Riva Prime komplexn\u00ed \u0159e\u0161en\u00ed \u0161it\u00e1 na m\u00edru mezin\u00e1rodn\u00edm investor\u016fm, jako jste vy. N\u00e1\u0161 specializovan\u00fd t\u00fdm v\u00e1s provede cel\u00fdm procesem v\u010detn\u011b individu\u00e1ln\u00ed finan\u010dn\u00ed asistence a p\u0159\u00edpravy dokument\u016f, abyste mohli v Algarve investovat s jistotou a bezpe\u010dn\u011b.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/csuxjmfbwmkxiegfpljm.supabase.co\/storage\/v1\/object\/public\/blog-images\/organization-13875\/1769178410205_rivaprime.jpg\" alt=\"https:\/\/rivaprime.eu\/en\" \/><\/p>\n<p>Vyu\u017eijte s\u00edlu m\u00edstn\u00edch odborn\u00fdch znalost\u00ed a u\u017eijte si bezprobl\u00e9mov\u00fd z\u00e1\u017eitek. Prozkoumejte, jak m\u016f\u017ee spole\u010dnost Riva Prime podpo\u0159it va\u0161e investi\u010dn\u00ed c\u00edle pomoc\u00ed d\u016fv\u011bryhodn\u00fdch realitn\u00edch slu\u017eeb od pr\u016fzkumu nemovitost\u00ed a\u017e po kompletn\u00ed spr\u00e1vu. Jste p\u0159ipraveni uskute\u010dnit sv\u00e9 sny o nemovitostech v Portugalsku bez dohad\u016f? Nav\u0161tivte <a href=\"https:\/\/rivaprime.eu\/cz\/\">Riva Prime<\/a> a za\u010d\u00edt vyu\u017e\u00edvat d\u016fv\u011bryhodn\u00e9 poradenstv\u00ed a finan\u010dn\u00ed \u0159e\u0161en\u00ed na m\u00edru pro mezin\u00e1rodn\u00ed kupuj\u00edc\u00ed. Ne\u010dekejte a prom\u011b\u0148te svou investi\u010dn\u00ed strategii v ov\u011b\u0159en\u00fd \u00fasp\u011bch.<\/p>\n<h2 id=\"frequently-asked-questions\">\u010cASTO KLADEN\u00c9 DOTAZY<\/h2>\n<h4 id=\"how-do-i-assess-my-financial-requirements-for-property-financing-in-portugal\">Jak posoudit sv\u00e9 finan\u010dn\u00ed po\u017eadavky na financov\u00e1n\u00ed nemovitosti v Portugalsku?<\/h4>\n<p>Chcete-li posoudit sv\u00e9 finan\u010dn\u00ed po\u017eadavky, za\u010dn\u011bte t\u00edm, \u017ee si spo\u010d\u00edt\u00e1te celkov\u00e9 dostupn\u00e9 investi\u010dn\u00ed prost\u0159edky a ur\u010d\u00edte sv\u016fj m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem. Zkontrolujte svou \u00fav\u011brovou historii, pochopte po\u017eadavky na hypot\u00e9ku pro nerezidenty a zohledn\u011bte dal\u0161\u00ed n\u00e1klady, jako jsou dan\u011b a poplatky.<\/p>\n<h4 id=\"what-legal-documents-do-i-need-to-prepare-for-property-financing-in-portugal\">Jak\u00e9 pr\u00e1vn\u00ed dokumenty je t\u0159eba p\u0159ipravit pro financov\u00e1n\u00ed nemovitosti v Portugalsku?<\/h4>\n<p>Budete pot\u0159ebovat n\u011bkolik leg\u00e1ln\u00edch dokument\u016f, v\u010detn\u011b platn\u00e9ho cestovn\u00edho pasu, dokladu o p\u0159\u00edjmu, v\u00fdpis\u016f z bankovn\u00edho \u00fa\u010dtu za posledn\u00edch 6-12 m\u011bs\u00edc\u016f a zpr\u00e1vy o \u00fav\u011brov\u00e9 historii. Nezapome\u0148te tak\u00e9 z\u00edskat portugalsk\u00e9 da\u0148ov\u00e9 identifika\u010dn\u00ed \u010d\u00edslo a zajistit si portugalsk\u00fd bankovn\u00ed \u00fa\u010det.<\/p>\n<h4 id=\"how-can-i-choose-the-best-financing-provider-for-my-property-purchase-in-portugal\">Jak si mohu vybrat nejlep\u0161\u00edho poskytovatele financov\u00e1n\u00ed pro n\u00e1kup nemovitosti v Portugalsku?<\/h4>\n<p>Chcete-li si vybrat nejlep\u0161\u00edho poskytovatele financov\u00e1n\u00ed, prozkoumejte m\u00edstn\u00ed banky, kter\u00e9 nab\u00edzej\u00ed slu\u017eby pro zahrani\u010dn\u00ed investory, a porovnejte jejich \u00farokov\u00e9 sazby a podm\u00ednky hypot\u00e9k. Napl\u00e1nujte si \u00favodn\u00ed konzultace s v\u00edce bankami, abyste pochopili jejich po\u017eadavky a vyjednali konkuren\u010dn\u00ed podm\u00ednky.<\/p>\n<h4 id=\"what-steps-are-involved-in-applying-for-a-property-loan-in-portugal\">Jak\u00e9 jsou kroky p\u0159i \u017e\u00e1dosti o \u00fav\u011br na nemovitost v Portugalsku?<\/h4>\n<p>\u017d\u00e1dost o \u00fav\u011br na nemovitost zahrnuje p\u0159\u00edpravu kl\u00ed\u010dov\u00fdch dokument\u016f, jako je podrobn\u00fd investi\u010dn\u00ed n\u00e1vrh a doklad o finan\u010dn\u00ed stabilit\u011b. Podejte \u017e\u00e1dost, nechte prov\u00e9st ocen\u011bn\u00ed nemovitosti a p\u0159ed kone\u010dn\u00fdm schv\u00e1len\u00edm se p\u0159ipravte na jedn\u00e1n\u00ed o podm\u00ednk\u00e1ch \u00fav\u011bru s vybranou bankou.<\/p>\n<h4 id=\"how-do-i-verify-loan-approval-and-finalize-my-property-purchase-in-portugal\">Jak si mohu ov\u011b\u0159it schv\u00e1len\u00ed \u00fav\u011bru a dokon\u010dit koupi nemovitosti v Portugalsku?<\/h4>\n<p>Chcete-li ov\u011b\u0159it schv\u00e1len\u00ed \u00fav\u011bru, ov\u011b\u0159te si v\u0161echny \u00fadaje u sv\u00e9ho v\u011b\u0159itele a ujist\u011bte se, \u017ee jsou v po\u0159\u00e1dku v\u0161echny doklady o vlastnictv\u00ed nemovitosti. Postupujte podle finaliza\u010dn\u00edch krok\u016f, kter\u00e9 zahrnuj\u00ed podpis smlouvy o vlastnictv\u00ed a jej\u00ed registraci na m\u00edstn\u00edch \u00fa\u0159adech, abyste n\u00e1kup leg\u00e1ln\u011b dokon\u010dili.<\/p>\n<h4 id=\"what-are-the-typical-down-payment-requirements-for-non-resident-property-buyers-in-portugal\">Jak\u00e9 jsou typick\u00e9 po\u017eadavky na z\u00e1lohu pro kupuj\u00edc\u00ed nemovitosti v Portugalsku, kte\u0159\u00ed nejsou rezidenty?<\/h4>\n<p>Kupuj\u00edc\u00ed, kte\u0159\u00ed nejsou rezidenty v Portugalsku, mus\u00ed obvykle slo\u017eit z\u00e1lohu ve v\u00fd\u0161i 20-30% kupn\u00ed ceny nemovitosti. P\u0159ipravte si tuto \u010d\u00e1stku p\u0159edem, abyste potenci\u00e1ln\u00edm v\u011b\u0159itel\u016fm prok\u00e1zali sv\u016fj z\u00e1vazek a finan\u010dn\u00ed p\u0159ipravenost.<\/p>\n<h2 id=\"recommended\">Doporu\u010den\u00e9 str\u00e1nky<\/h2>\n<ul>\n<li><a href=\"https:\/\/rivaprime.eu\/cz\/pravni-pomoc\/\">Pr\u00e1vn\u00ed pomoc pro kupuj\u00edc\u00ed nemovitost\u00ed v Portugalsku | Riva Prime<\/a><\/li>\n<li><a href=\"https:\/\/rivaprime.eu\/cz\/koupe-nemovitosti\/\">N\u00e1kup a pr\u016fzkum nemovitost\u00ed v Lagosu, Algarve | Riva Prime<\/a><\/li>\n<li><a href=\"https:\/\/rivaprime.eu\/cz\/byrokracie\/\">Podpora p\u0159i administrativ\u011b nemovitost\u00ed v Portugalsku | Riva Prime<\/a><\/li>\n<li><a href=\"https:\/\/marbellapads.com\/en\/news\/1\/what-is-property-agent-marbella\">Realitn\u00ed kancel\u00e1\u0159e San Pedro - Luxusn\u00ed vily a apartm\u00e1ny na prodej | Marbellapads<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Vyu\u017eijte na\u0161eho pr\u016fvodce financov\u00e1n\u00edm nemovitost\u00ed v Portugalsku, kter\u00fd v\u00e1m poskytne jednoduch\u00fd postup krok za krokem. Zjist\u011bte, jak se p\u0159ipravit, po\u017e\u00e1dat a zajistit si \u00fav\u011br na investice v Algarve.<\/p>","protected":false},"author":1,"featured_media":4077,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"loftocean_post_format_gallery":"","loftocean_post_format_gallery_ids":"","loftocean_post_format_gallery_urls":"","loftocean_post_format_video_id":0,"loftocean_post_format_video_url":"","loftocean_post_format_video_type":"","loftocean_post_format_video":"","loftocean_post_format_audio_type":"","loftocean_post_format_audio_url":"","loftocean_post_format_audio_id":0,"loftocean_post_format_audio":"","loftocean-like-count":0,"cozystay_single_post_hide_site_header":"","cozystay_single_post_site_header_source":"","cozystay_single_post_custom_site_header":"0","cozystay_single_post_custom_sticky_site_header":"0","cozystay_single_post_hide_page_title":"","cozystay_single_post_site_footer_hide_main":"","cozystay_single_custom_site_footer_main_source":"","cozystay_single_custom_site_footer_main":"0","cozystay_single_post_site_footer_hide_above":"","cozystay_single_custom_site_footer_above_source":"","cozystay_single_custom_site_footer_above":"0","cozystay_single_post_site_footer_hide_instagram":"","cozystay_single_post_site_footer_hide_bottom":"","cozystay_single_custom_mobile_menu_source":"","cozystay_single_custom_mobile_menu":"0","cozystay_single_custom_mobile_menu_animation":"","cozystay_single_custom_mobile_menu_width":"","cozystay_single_custom_mobile_menu_custom_width":375,"cozystay_single_post_template":"","footnotes":""},"categories":[56],"tags":[],"class_list":["post-4075","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing-in-lagos"],"aioseo_notices":[],"loftoceanMetas":{"authorName":"Romeu Ramos","categories":[{"name":"Investov\u00e1n\u00ed v Lagosu","link":"https:\/\/rivaprime.eu\/cz\/kategorie\/investovani-v-lagosu\/","count":55}],"date":"9 \u00fanora, 2026","featuredImageSRC":"https:\/\/rivaprime.eu\/wp-content\/uploads\/2026\/02\/1770093518277_image-150x150.png"},"_links":{"self":[{"href":"https:\/\/rivaprime.eu\/cz\/wp-json\/wp\/v2\/posts\/4075","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rivaprime.eu\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rivaprime.eu\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rivaprime.eu\/cz\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rivaprime.eu\/cz\/wp-json\/wp\/v2\/comments?post=4075"}],"version-history":[{"count":2,"href":"https:\/\/rivaprime.eu\/cz\/wp-json\/wp\/v2\/posts\/4075\/revisions"}],"predecessor-version":[{"id":4104,"href":"https:\/\/rivaprime.eu\/cz\/wp-json\/wp\/v2\/posts\/4075\/revisions\/4104"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rivaprime.eu\/cz\/wp-json\/wp\/v2\/media\/4077"}],"wp:attachment":[{"href":"https:\/\/rivaprime.eu\/cz\/wp-json\/wp\/v2\/media?parent=4075"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rivaprime.eu\/cz\/wp-json\/wp\/v2\/categories?post=4075"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rivaprime.eu\/cz\/wp-json\/wp\/v2\/tags?post=4075"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}