Turn Lagos into Your Next Smart Investment.
From golden beaches to golden returns , discover a safe, scenic, and rewarding Real Estate Market in Portugal’s most desirable coastal town.
Property Investment
in Portugal Made Simple!
A Home, an investment, a lifestyle, all in one. Riva Prime makes owning in Portugal effortless, managing everything from your vision to purchase and rental income so you can enjoy effortless ownership and lasting rewards under the Portuguese sun.
Recent Investor Purchases
Explore a selection of properties our clients have successfully acquired with our guidance. Each case highlights a different investment profile showing how strategic property selection and market insight can deliver lasting value in the Algarve. These examples are shared for inspiration only. For personalized consulting on your goals, contact us to discuss tailored strategies and your specific goals.
Your Home, Your Income, Your Legacy, Your Escape.
Quinta da Bela Vista
Located a short walk from beautiful Praia da Luz, this apartment offers a blend of traditional charm and modern amenities,panoramic ocean views, excellent sun exposure and a high level of privacy.
We operate through a discreet network built on trust and referrals. If you’d like an authentic insight into our work, we’re delighted to arrange a conversation with one of our long-term clients.
Advantages
Partnering with us gives you access to insider knowledge that goes far beyond online listings.
Market Knowledge
Our insights and experience of the Market in Portugal can significantly reduce your risk and maximize your investment. We are in daily contact with developers, sellers, banks, and local authorities, allowing us to handle all steps quickly and efficiently.
Key Ready Solutions
We cover the entire process from the first contact to handing over the keys and beyond exceeding our clients expectations. Whether it is buying, selling, or renting a property, we ensure that everything goes smoothly, safely, and without worries.
Ongoing Support
We take an individual and highly meticulous approach to each client. Our work does not end with handing over the keys, we are here for you even after the purchase, whether it is property management, rentals, or any other assistance you may need.
Meie ülevaated
Discover The City
Whether you’re just visiting or considering investing in a second home, Lagos offers a lifestyle that’s equal parts relaxing and inspiring.
Do You Have Questions?
Below, you’ll find answers to common questions about how we work, our approach, and how we can help you Achieve Your Investment Goals. Have a question that isn’t covered here? Feel free to reach out—we’re always happy to chat and guide you with care!
How does the buying process work for investors?
Riva Prime simplifies the entire property acquisition process in Portugal—without requiring your physical presence. Here’s how it works when you authorize us (or a trusted representative) via Power of Attorney (POA):
Step-by-Step Process
1. Initial Consultation & Property Search
We discuss your goals (investment, residency, rental, etc.).
Our team curates properties matching your criteria.
Virtual viewings & market analysis provided.
2. Secure POA (Power of Attorney)
You grant a solicitor or Riva Prime legal authority to act on your behalf.
POA is signed at a Consulate or locally with a notary.
Enables us to sign contracts, handle payments, and complete paperwork in your name.
3. Reservation & Due Diligence
A reservation contract (CPCV) is signed (typically with a 5-10% deposit).
Our lawyer verifies legal title, debts, zoning, and permits.
We negotiate terms and ensure no hidden issues.
4. Final Deed & Tax Payments
POA representative signs the final deed (Escritura) at the notary.
You pay the IMT tax (1-8%), stamp duty (0.8%), and fees.
Property is registered in your name at the Land Registry.
5. Post-Purchase Support
Utility setup, property management, and rental services arranged.
Golden Visa/NHR tax assistance (if applicable).
Why Use POA?
1 – No need to travel—We handle everything remotely.
2 – Legal protection—The lawyer safeguards your interests.
Do I need a local bank account to buy property?
Not always, for the purchase of the property our lawyer provides a neutral account so your funds are safe, but it will be required in the future to help with payments and taxes regarding the management of your property, specially if you are planning on renting it. A local account simplifies transactions, reduces currency fees, and is often required for mortgages or utilities. It also streamlines rental income and tax compliance. We’ll advise on the best financial setup for your situation.
What taxes and fees should I expect as buyer?
When purchasing a property in the Algarve, budget for 8-12% of the purchase price in total costs, including:
1. Purchase Taxes
• IMT (Property Transfer Tax): 1-8% (scales with property value)
• Stamp Duty: 0.8% of purchase price
• VAT (IVA): 6% (new builds only; resales exempt)
2. Legal & Professional Fees
• Lawyer Fees: Between 1% to 1.5% (essential for contracts & due diligence)
• Notary & Land Registry: €250 to €1,500 depending on the property value
3. Ongoing Costs
• IMI (Annual Property Tax): 0.3-0.8% of tax value but just over the value given to the property by the finances of the government not the value of purchase of the apartment which is much higher
Can I get a mortgage as a non-resident?
Yes it is possible in most cases!Some local banks and international lenders offer mortgages to foreign buyers. We’ll connect you with trusted financing partners so you can get absolutely clarity about the process.
How can I manage my property from abroad?
We offer full property management services—rental handling, maintenance, and financial reporting—so you can invest hassle-free. Please visit our Teenused Page to know more details
Should I choose short-term or long-term rentals?
Short-term (vacation rentals) offer higher income potential but require active management in which we will give you absolute peace of mind. Long-term provides stable income with less hassle. We’ll analyze which suits your goals according to the investment you are looking to make.
Do I need a rental license for holiday lets?
Yes, Algarve properties require “Alojamento Local” (AL) registration. We handle the application and ensure your property meets all the requirements for a proper operation.
What rental yields can I expect in the Algarve?
Typical gross yields range from 4-7% in tourist areas, with premium properties in prime locations Like Lagos potentially reaching 8-10% during peak season. Feel Free to Reach out so we can guide you better through some property examples that we have in our portfolio.
How many weeks can I rent my property?
The rental potential of your property in Lagos, Algarve, depends on factors like location, property type, amenities, decoration and marketing. We will advice you the best on which property you can get the best outcome and profitable investment.
However, here’s a general estimate:
Peak Season (June–September): 8–14 weeks at premium rates (near-full occupancy if well-managed).
Shoulder Seasons (April–May & October): 4–8 weeks at moderate rates.
Off-Season (November–March): 2–4 weeks (lower demand, but possible with long-term rentals or winter visitors).
Do you handle everything from purchase to rental?
Absolutely, with more than 7 years of experience in the market we offer end-to-end services to manage your property seamlessly—from the initial purchase process to rental management and even resale. Let us take care of the details while you enjoy the benefits of hassle-free real estate investment.
Let's start a conversation
We Can Help you with Any Property and Request you may have!
